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What does it really cost to buy in Dubai?

Total transaction costs when buying Dubai property are typically 7–10% of the purchase price: a 4% Dubai Land Department transfer fee, ~2% agency commission (+5% VAT), trustee registration and admin fees. Purchases from AED 2,000,000 may also qualify for the 10-year Golden Visa.

Purchase details

Purchase priceAED 2,000,000
Total fees
AED 126,780
≈ 6.3% of price
Cash needed upfront
AED 2,126,780
full purchase
DLD transfer fee (4%)AED 80,000
Agency commission (2% + 5% VAT)AED 42,000
Trustee / registration (+VAT)AED 4,200
Title deed adminAED 580

Above the Golden Visa threshold. At AED 2,000,000 this purchase clears the AED 2,000,000 threshold for a 10-year residency visa. Whether a visa is granted is the authority's decision. Confirm the conditions with DLD or GDRFA before you buy.

Estimates based on standard Dubai rates (PropertyFinder DLD fees; Engel & Völkers; DLD). Final fees depend on the transaction. Not legal or financial advice.

FAQ

Frequently asked questions

How much are the fees to buy property in Dubai?+

Expect total acquisition costs of roughly 7–10% of the purchase price. The largest item is the 4% DLD transfer fee, followed by ~2% agency commission plus 5% VAT, plus trustee/registration fees of AED 2,000–4,000 (+VAT) and minor admin charges.

Who pays the DLD transfer fee?+

Officially the 4% DLD transfer fee is split 2%/2% between buyer and seller, but in practice the buyer almost always pays the full 4%. The rate has been unchanged since 2013.

Can foreigners buy property in Dubai?+

Yes. Foreign nationals can buy freehold property in designated areas of Dubai with full ownership. There is no residency requirement to purchase, and a qualifying purchase can lead to a renewable Golden Visa.

How much do I need for a Golden Visa through property?+

A property investment of at least AED 2,000,000 may qualify for the 10-year Golden Visa. Under the rules published on 20 Feb 2026, off-plan and mortgaged properties may also qualify. Conditions apply; confirm with DLD or GDRFA before you buy.

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