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Golden Visa

The Dubai Golden Visa through property

A Dubai property worth at least AED 2,000,000 may qualify you for a renewable 10-year Golden Visa. Under rules reported in February 2026, the earlier upfront-payment requirement no longer applies, so off-plan and mortgaged properties may qualify too. Approval is always the authority's decision.

Minimum investment
AED 2,000,000

The qualifying property value for the property route.

Residency duration
10 years

Renewable for as long as you hold the property.

What changed in 2026

The upfront-payment requirement was dropped

Previously, applicants generally had to hold at least AED 1,000,000 in equity (paid upfront) to qualify. Under a federal policy circular reported in February 2026 (Gulf News, 29 April 2026), that requirement was removed; the DLD and GDRFA service pages, last updated 2026-09-30, state no minimum paid share for mortgaged property. Under the rules published on 20 Feb 2026, off-plan and mortgaged properties may also qualify. Conditions apply; confirm with DLD or GDRFA before you buy. This can open the 10-year visa to buyers using developer payment plans and bank mortgages. We have not verified any change since that date.

Rules as published: DLD and GDRFA service pages last updated 2026-09-30. Dubai-specific requirements (DLD, GDRFA) and federal ones (ICP) can differ, and so can the documents needed for unencumbered, mortgaged and off-plan property. This page is not legal advice. Confirm the current requirements at the source before you buy:

Who qualifies & benefits

Ten years of residency and a tax-free base for your family

Sponsor your whole family

Include your spouse, children and parents under a single qualifying investment. One property covers the whole household.

Renewable for 10 years

The residency runs for 10 years and can be renewed as long as you continue to hold the qualifying property and meet the rules in force at renewal.

No need to reside full-time

Under the current rules, Golden Visa holders are not subject to the usual six-month stay requirement that applies to standard residence visas.

No UAE income or property tax

Dubai levies no personal income tax and no annual property tax on individuals. Tax may still be due in your country of tax residence. Foreign nationals can own freehold property in designated areas.

How it works

Four steps from purchase to residency

01

Buy a qualifying property

Purchase a Dubai property valued at AED 2,000,000 or more. Under rules reported in February 2026, off-plan and mortgaged properties may also qualify.

02

Register the title deed

Complete the transfer at the Dubai Land Department and receive the official title deed in your name.

03

Submit the application

Lodge the Golden Visa application with your title deed and supporting documents through the official channels.

04

Receive 10-year residency

If the authority approves the application, you receive a renewable 10-year residency that can extend to your spouse, children and parents.

Check your eligibility

See if your budget clears the AED 2,000,000 threshold

Estimate the full cost of a qualifying purchase, transaction fees included, with our interactive fee calculator.

Open the fee calculator

Plan your Golden Visa property purchase

Get an independent, no-obligation overview of qualifying options and the full cost picture for your situation.

The rules

What the authorities' pages say (read 6 Oct 2026)

Shortened from the service pages of the Dubai Land Department, GDRFA Dubai and the federal ICP. Where the three differ, we say so. Confirm at the source before you commit money.

Threshold
Property with a purchase value of AED 2,000,000 or more at the time of purchase, for a 10-year renewable residence permit. DLD
Several properties
A property or a group of properties with a total value of no less than AED 2 million. A share in jointly owned property must itself be worth at least AED 2 million. GDRFA
Mortgaged property
Allowed; a bank no-objection letter stating the paid amount and the balance is required. The current DLD and GDRFA pages state no minimum paid share. The financing must come from an approved local bank. ICP, DLD
Off-plan
Off-plan units qualify when bought from an approved local developer (federal ICP text). The DLD and GDRFA pages do not mention off-plan separately. ICP
Which value counts
The purchase value at the time of purchase; GDRFA also accepts a valuation certificate from a DLD-licensed valuer. GDRFA
Holding condition
A lien is placed on the property; it may not be disposed of throughout the 10-year residency period. GDRFA
Government fees (DLD route)
AED 9,884.75 in total for the investor permit (medical, Emirates ID, residency confirmation, DLD and administrative fees). Family permits AED 5,774.50 each plus file opening AED 318.75. GDRFA lists a separate fee schedule for its own channel; do not add the two. DLD
Processing time
7 to 10 business days (DLD); GDRFA states 5 days for its channel. DLD, GDRFA
Family
Spouse, children and parents can be sponsored under the same investment. DLD
Validity note
DLD, GDRFA and ICP state 10 years. The federal u.ae portal (updated 28 Jul 2026) still shows 5 years for real-estate investment; we treat the three operating authorities as current. GDRFA

The 5-year retirement route (age 55 and above)

Threshold
Property with a purchase value of AED 1,000,000 or more, paid in full; for mortgaged property at least AED 1 million must be paid, with a bank letter. Spouses may share one property. DLD
Fees and time
AED 6,984.75 in total; 7 to 10 business days; 5-year renewable permit; spouse and children can be sponsored. DLD

The earlier AED 1 million upfront-payment requirement was removed under a federal policy circular reported in February 2026 (Gulf News, 29 April 2026). We found no primary document for it, which is why this page cites the current service pages instead of a date.

Sources and data date

Data as of: 2025 full-year, verified 2026-06-16. Yields are gross unless stated otherwise. Figures are corrected when the source changes; changes are logged in the Market Watch.

FAQ

Frequently asked questions

How much do I need to invest for a Dubai Golden Visa?+

A property investment of at least AED 2,000,000 may qualify for the renewable 10-year Golden Visa via the property route. The authority decides each application.

Do off-plan or mortgaged properties qualify?+

They may. Under rules reported in February 2026, the earlier upfront-payment requirement was removed; the ICP allows off-plan units bought from an approved local developer, and mortgaged property needs a bank no-objection letter stating the paid amount and the balance. Under the rules published on 20 Feb 2026, off-plan and mortgaged properties may also qualify. Conditions apply; confirm with DLD or GDRFA before you buy.

How long does the Golden Visa last?+

The Golden Visa is granted for 10 years and can be renewed for as long as you continue to hold the qualifying property and meet the rules in force at renewal.

Can I include my family?+

Yes. A single qualifying property investment can sponsor your spouse, children and parents, bringing your household under one residency.

Do I have to live in the UAE to keep the visa?+

No. The Golden Visa does not impose the usual minimum-stay rules, so you can keep it valid without residing in the UAE full-time.

Is rental or capital-gains income from the property taxed?+

Dubai levies no personal income tax and no annual property tax on individuals. Tax may still be due in your country of tax residence. Foreign nationals can own freehold property in designated areas.

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